Bumper to bumper coverage is a type of car insurance that covers most of the parts and systems in a vehicle. But does it cover windshields? The answer is not straightforward, as it depends on the specific policy you have and the circumstances of the damage.

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What is Bumper to Bumper Coverage?

Bumper to bumper coverage, also known as comprehensive coverage, is an insurance policy that covers almost all of the parts and systems in your vehicle except for wear-and-tear items like brake pads and tires. This type of coverage can be purchased as an add-on to your regular car insurance policy or as part of a new car warranty.

With bumper-to-bumper coverage, you can be rest assured that if anything goes wrong with your car, you won't have to pay out of pocket for repairs. This means that if anything goes wrong with your windshield, it should be covered under this type of policy.

Does Bumper to Bumper Cover Windshield Damage?

In most cases, bumper-to-bumper coverage will cover windshield damage caused by accidents or other incidents covered by the policy. However, there are some exceptions which may vary between insurance providers.

If you have a small crack or chip in your windshield due to normal wear-and-tear or weather conditions, it may not be covered by bumper-to-bumper coverage. Additionally, if you do not have comprehensive insurance or collision insurance as part of your regular car insurance policy, then any windshield damage would not be covered under these policies either.

What Should You Do If Your Windshield Is Damaged?

If your windshield is damaged and you have bumper-to-bumper coverage on your car insurance policy or new car warranty, you should contact your insurance provider or dealership as soon as possible to file a claim.

Depending on the policy and the extent of the damage, your insurance provider may repair or replace your windshield at little or no cost to you. If you do not have bumper-to-bumper coverage, comprehensive coverage or collision coverage, then you will need to pay for any repairs out-of-pocket.